Greystone Business Resources Corp. (GBRC) provides financing solutions to help keep small businesses growing—and creating jobs and income—across the country.

We provide funding of up to $2.5 million to help enterprising entrepreneurs buy equipment, improve their properties, increase their working capital, build a franchise, hire new people, pay for unanticipated costs, and meet the countless other challenges that small business owners must face every day.

GBRC is different than most financing sources, because we make decisions based primarily on the business’s cash flow, not its physical assets. We get to know our clients and their businesses, and we design financing solutions that make sense for both their short-term and long-term goals.

Two Flexible Financing Solutions

Small business loans

Many excellent small businesses don’t qualify for bank loans. Or they have needs that don’t “fit” the rigid lending parameters of traditional lenders.

GRBC provides an alternative solution, funding short-term loans (9 to 24 months) of $100,000 to $2.5 million to fund specific purchases or working capital needs. These loans do not require a mortgage, often facilitating a faster closing.
To apply, small businesses must have at least two years in business, have good credit and demonstrate positive cash flow. Payments on loans are collected through Automated Clearing House (ACH) electronic fund transfers.

Merchant cash advances

In addition, GBRC offers merchant cash advances (MRCs) of up to $150,000 to qualifying restaurant, service and retail businesses.

Through this program, GRBC’s subsidiary GIA Capital, Inc. purchases a specified amount of a merchant’s future credit card receivables at a discount for up-front cash. Merchants pay us back with a pre-agreed upon percentage of their receivables over time, typically seven to ten months.

To apply, qualifying businesses must average at least $10,000 in monthly credit card sales on a minimum of 20 transactions.