Greystone Education Funding consists of GCO Education Loan Funding Corp. (GCO ELF) and Private Academic Loans, LLC. GCO ELF acquires, holds and securitizes student loan assets originated under the Federal Family Education Loan Program (FFELP), providing student loan lenders with the liquidity they need to generate new loans and grow their businesses.

In addition, Private Academic Loans, LLC through a direct-to-consumer lending program called The Educated Borrower® offers private loans to individuals and families who require financial aid above and beyond the funds available through federal programs.

As higher education costs have risen, so has the need for sources of student loan funding. GCO ELF helps the student loan industry meet that demand by purchasing FFELP loans in the secondary market.

With an asset base exceeding $6 billion—and the support of global banking institutions—GCO ELF has immediate liquidity to acquire student loan portfolios of FFELP Stafford, PLUS and consolidation student loans, both through spot sales and forward purchase agreements. Our management team has decades of experience in the student loan industry enabling us to respond quickly to these opportunities and to tailor solutions that meet each client’s distinctive cash flow requirements and business goals.



PRIVATE STUDENT LOAN PRODUCTS


For many students and parents, federal student loan programs simply aren’t enough to meet today’s rising education costs. In response, we created The Educated Borrower® private loan program to help fill the gap. The Educated Borrower® simplifies and streamlines the student loan process, with online (or traditional) applications that can be filled out in as little as 15 minutes, swift approvals, 20-year repayment periods, and no required payments until after graduation.

We offer products that suit a broad variety of financial needs—whether a student is starting college or in graduate school. We also offer a private loan consolidation program to complement our suite of  private loan products. Our program strongly positions Private Academic Loans, LLC in the fast-growing private student loan marketplace.
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www.gcoelf.com
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GCO Education Loan Funding Corp. / Private Academic Loans, LLC
6312 S. Fiddler's Green Circle
Suite 400 North
Greenwood Village, CO 80111

28 State Street
11th Floor
Boston, MA 02109
Phone: 617-248-6557
Fax: (617) 654-2761

businessdevelopment@gcoelf.com
investorrelations@gcoelf.com

Robert A. Culnane

Chief Executive Officer
Private Academic Loans, LLC
President
GCO Education Loan Funding Corp.

Mr. Culnane has worked as a student loan industry participant and as an investment banker to student loan issuers since 1985.

Most recently Robert was managing director of the Capital Markets Division at First Marblehead Corporation. He has been associated with First Marblehead since the early 1990’s when he assisted the company in raising capital and executed securitizations. Between 1981 and 2000, Robert was vice president and manager in the Municipal Bond Department at Goldman Sachs, responsible for running the $38 billion Short Term Group and leading their tax-exempt student loan business. He has completed more than $5 billion in taxable and tax-exempt student loan financings.

Robert holds a B.S. from Middlebury College, where he graduated with honors.



Jolynn Snyder

Senior Vice President
GCO Education Loan Funding Corp.

Ms. Snyder provides corporate oversight of GCO Servicing Corp., ensuring quality servicing for GCO ELF’s client and borrower base. She also serves as the liaison to GCO ELF’s third-party servicers, ensuring productive relationships that complement the business model.

Jolynn has more than 23 year’s experience in the student loan industry in the areas of product support, sales, new business development, and client relations. Prior to joining GCO ELF, she served as director of product support at Nelnet. Here, she was responsible for product training, product installation, and ongoing support for colleges and universities. Prior to Nelnet, Jolynn served in a variety of positions at UNIPAC Service Corporation, including 10 years as manager of client relations.

Jolynn holds a B.A. in elementary education from the University of Northern Iowa and is currently pursuing a Master’s in applied communication at the University of Denver.